This Privacy Policy (\u201cPolicy\u201d) describes the personal information that Met-Core Financial Services Inc. (\u201cMet-Core\u201d, \u201cwe\u201d, \u201cus\u201d or \u201cour\u201d) collects from or about you when you use our website and our services, how we use that information, and to whom we disclose it. \u201cPersonal information\u201d means any data that identifies a user as an individual or is capable of doing so, and does not include general, statistical or aggregated information. Examples of personal information that we may collect, use and disclose include your contact information, your financial information and other information that you may provide to us or that we may obtain from others in conjunction with your use of our website and services.<\/p>\n\n\n\n
If you do not agree to\nour Privacy Policy or Terms and Conditions, you are not permitted to access and\nuse this Website and you should cease such access and\/or use immediately.<\/p>\n\n\n\n
ACCOUNTABILITY AND\nCOMPLIANCE<\/strong><\/p>\n\n\n\n Met-Core is responsible\nfor personal information under our control. We have established policies and\nprocedures to effectively safeguard any confidential personal information that\nwe have on file or which we collect, and to deal with complaints and inquiries.\nWe are committed to maintaining the accuracy, confidentiality and security of\nyour personal information, and we will ensure that you have access to\ninformation regarding the policies and procedures that we use to manage your\npersonal information.<\/p>\n\n\n\n All questions or concerns\nregarding this Policy and our compliance with it should be directed in writing,\nand sent by email to privacy@Met-Core.com or by post to:<\/p>\n\n\n\n Met-Core Financial Services Inc. Every complaint regarding\nour compliance with this Policy will be investigated, and where a deficiency is\nfound to exist, we will take appropriate measures to address it. This may\ninclude amending our policies and procedures as necessary. We will also\ncooperate with regulatory authorities to resolve any complaints that cannot be\nresolved between us and an individual user.<\/p>\n\n\n\n CONSENT<\/strong><\/p>\n\n\n\n By using our website and\nservices, you signify your agreement to the terms and conditions of this Policy\nand to our collection, use and disclosure of your personal information as set\nout herein. You may change or withdraw your consent to the collection, use or disclosure\nof your personal information at any time by contacting us in writing at either\nof the addresses listed above. In some circumstances, a change or withdrawal of\nconsent may affect your ability to use our website or services.<\/p>\n\n\n\n COLLECTION OF INFORMATION<\/strong><\/p>\n\n\n\n We collect personal\ninformation only to the extent that it is necessary for the purposes set out\nbelow (see: Purpose \u2013 Why We Collect, Use and Disclose Information). Personal\ninformation that is collected may include, but is not limited to:<\/p>\n\n\n\n Subject to any legal or\naccounting requirements, we will retain personal information only as long as\nnecessary to fulfill the purposes for which it was collected. Personal\ninformation that is no longer required will be destroyed, erased or made\nanonymous, although copies of deleted information may continue to exist on\nback-up media.<\/p>\n\n\n\n Users may visit our\nwebsite without telling us who they are, or revealing any information about\nthemselves. However, like many organizations\u2019 websites, our web server\nautomatically logs certain non-identifying information related to a user\u2019s\nvisit to the website, including the Internet Protocol (IP) address of the\nuser\u2019s computer, the user\u2019s Internet service provider (ISP), the type and\nversion of the browser that the user is using, the date and time the user\naccessed our website, the Internet address of the website from which the user\nlinked directly to our site, the operating system that the user is using, and\nthe pages of the website that the user has visited. We make no attempt to link\nthis information with the identity of individuals visiting our website without\nexpress permission. We may, however, review server logs and anonymous traffic\nfor system administration and security purposes, for example to detect\nintrusions into our network, for planning and improving web services, and to\nmonitor and compile statistics about website usage. The possibility therefore\nexists that server log data, which contains users\u2019 IP addresses, could in\ninstances of criminal malfeasance be used to trace and identify individuals. In\nsuch instances, we may share raw data logs with the appropriate authorities for\nthe purpose of investigating security breaches.<\/p>\n\n\n\n If you provide comments\nor other feedback to us, you agree that such comments or other feedback become\nthe property of Met-Core, and we may use and disclose them for any purpose\nprovided that we do not associate them with your personally identifiable\ninformation.<\/p>\n\n\n\n COOKIES AND WEB BEACONS<\/strong><\/p>\n\n\n\n A \u201ccookie\u201d is a small\npiece of information stored on your computer by a web page. It is used to\nidentify you to the web server. It tells the server who you are when you return\nto a page on the same website. Your browser will only send a cookie back to the\ndomain that originally sent it to you. A cookie cannot run any programs,\ndeliver any viruses, or send back information about your system.<\/p>\n\n\n\n We may use cookies to\ndetermine your access privileges on our websites, to complete and support a\ncurrent activity, and to track website usage.<\/p>\n\n\n\n Most web browsers\nautomatically accept cookies, but if you do not wish to have cookies on your\nsystem, you should adjust your browser settings to decline them or to alert you\nwhen cookies are being sent. If you decline cookies, you will still be able to use\nour website and services, but your ability to access certain features and\nfunctions may be affected.<\/p>\n\n\n\n Some of our web pages\ncontain an invisible electronic image known as a \u201cweb beacon.\u201d Web beacons are\nsimilar in function to cookies, but allow websites on different domains to\nshare information. We may use web beacons to transfer your subscription access\ninformation between our websites and domains. Web beacons do not transmit any\npersonal information that we collect to any websites that are not owned by Met-Core\nor its affiliates.<\/p>\n\n\n\n We may also employ third\nparty remarketing services which allows us to reconnect with our past website\nvisitors. Third party marketing service providers, like Google, will display\nour ads on websites on the Internet. Google, and other remarketing services use\ncookies to track activity of users. You can opt-out of Google\u2019s service by\nvisiting the Ads Preferences Manager. You can also visit the National\nAdvertising Initiative and opt-out from some or all of the participating remarketing\nservice providers.<\/p>\n\n\n\n USE AND DISCLOSURE OF\nINFORMATION<\/strong><\/p>\n\n\n\n We will identify the\npurposes for which we collect personal information before or when we request\nthe information. We will not collect personal information which is not\nnecessary and, except as specified below, will not use or disclose personal\ninformation for any purpose other than the purpose(s) for which it was\ncollected without first obtaining your consent. The information that we collect\nis used and disclosed only for business purposes. These include:<\/p>\n\n\n\n We may collect, use or\ndisclose your personal information without your knowledge or consent where we\nare permitted or required to do so by applicable law, government request or\ncourt order, or based on our good faith belief that it is necessary to do so in\norder to comply with such law, request or court order, or to protect our\nassets, the users of our website, or the public.<\/p>\n\n\n\n THIRD PARTY DISCLOSURE<\/strong><\/p>\n\n\n\n We may disclose your\npersonal information in response to requests from government agencies, law\nenforcement authorities and regulators, or to satisfy legal or regulatory\nrequirements. We may also disclose your personal information when we buy a\nbusiness or sell all or part of our business.<\/p>\n\n\n\n Subject to your opting\nout below, we may sell or otherwise provide your personal information to our\naffiliates and non-affiliated third parties, including debt companies, other\nwholesale lead providers and other persons or organizations that offer products\nor services directly or indirectly related to the debt industry, including debt\nrelief companies, credit repair products and services, personal loan financing,\nand car financing. You acknowledge and agree that our affiliates and the\nnon-affiliated third parties to whom we sell or provide your personal\ninformation may, in connection with the purpose for which the information was\ndisclosed, conduct searches in relation to your personal information, including\ncredit checks, or contact you to request additional information. We will use\nappropriate contractual or other means to require our affiliates and\nnon-affiliated third parties to whom your personal information is disclosed to\nprovide a comparable level of protection while the information is being used by\nthem and to refrain from further disclosing your personal information without\nyour consent, except as provided in this Policy.<\/p>\n\n\n\n You may opt out of\nreceiving communications from us at any time by following the opt-out\ninstructions in the email communication, by emailing us at privacy@Met-Core.com<\/p>\n\n\n\n You further acknowledge\nand agree that, in the course of our supply of services to you, we may delegate\nour authority to collect, access, use, and disseminate your information to\nthird party subcontractors. Third party subcontractors may include web hosts,\npayment processors, delivery and logistics providers, social network\nintegrators, and membership vendors. If we transfer any personal information to\na third party subcontractor, we will provide the subcontractors only with the\ninformation needed to perform the subcontracted service, and will use\nappropriate contractual or other means to provide a comparable level of\nprotection while the information is being used by them. However, you agree not\nto hold us liable for the actions of any third party subcontractor, even if we\nwould normally be held vicariously liable for their actions, and understand\nthat you must take legal action against them directly should they commit any\ntort or other actionable wrong against you.<\/p>\n\n\n\n SECURITY AND ACCURACY OF\nINFORMATION<\/strong><\/p>\n\n\n\n We have implemented\nreasonable physical, organizational, contractual and technological security\nmeasures to protect personal information in our possession or under our control\nfrom loss or theft, and from unauthorized access, disclosure, copying, use or\nmodification, regardless of the format in which the information is held. The\nsafeguards applied will depend on the sensitivity of the personal information,\nwith the highest level of protection given to the most sensitive personal\ninformation. We use user IDs, passwords, and encryption technology, maintain\nour servers and paper files in locked premises, and restrict the employees and\ncontractors who have access to personal information to those having a \u201cneed to\nknow\u201d and who are bound by confidentiality obligations in order to ensure that\ninformation is handled and stored in a confidential and secure manner. When\ndestroying personal information, we delete electronically stored personal\ninformation and shred any tangible materials containing personal information.\nWhile we will endeavour to destroy all copies of personal information, you\nacknowledge that deleted information may continue to exist on back-up media but\nwill not be used unless permitted by law.<\/p>\n\n\n\n We will continually\nreview and update our security policies and controls as technology evolves.\nHowever, no security technology can be guaranteed to be failsafe. Using the\nInternet or other public means of communication to collect and process personal\ndata may involve the transmission of data on an international basis and across\nnetworks not owned and\/or operated by us. Therefore, by accessing our website,\nusing our services and\/or communicating electronically with us, you acknowledge\nand agree to our processing of personal information in this way and agree that\nwe are not responsible for any personal information which is lost, or which is\naltered, intercepted or stored by a third party without authorization.<\/p>\n\n\n\n Met-Core has a responsibility\nto ensure that all personal information contained in our records or which is\ndisclosed to third parties for the purposes described above is accurate,\ncomplete and up-to-date. You may make a request in writing for access to your\npersonal information. We will inform you of your personal information held by\nus, and provide an account of the use that has been made of the information, as\nwell as identify any third parties to whom the information has been disclosed.\nYou may have reasonable access to your personal information, and if you\ndemonstrate the inaccuracy or incompleteness of personal information, the\ninformation will be amended as appropriate. You should advise us immediately if\nyou discover inaccuracies in our data, if your personal information changes, or\nif you wish to have your information removed from our files. All notices and\nrequests should be in writing and sent to one of the addresses set out above.<\/p>\n\n\n\n INTERNATIONAL TRANSFER\nAND STORAGE OF INFORMATION<\/strong><\/p>\n\n\n\n You acknowledge and agree\nthat your personal information may be transmitted, transferred, processed,\nand\/or stored outside of Canada, including in the United States. We will use\nreasonable means to ensure that your information is protected, but cannot guarantee\nthat the laws of any foreign jurisdiction will accord the same degree of\nprotection as the laws of Canada. By submitting your personal information to\nus, you consent to the transmission, transfer, processing and\/or storage of\nyour personal information outside of Canada.<\/p>\n\n\n\n THIRD PARTY LINKS<\/strong><\/p>\n\n\n\n Our website may contain\noptional links to advertiser and other third party Internet sites and services.\nYou acknowledge that these third parties may collect data from users or their\ncomputers. The accessing and use of third party websites is at your own risk,\nand we cannot assume responsibility for the privacy practices, policies or\nactions of the third parties who operate those websites. This Policy applies\nonly to the Met-Core website, and we encourage you to review the privacy\npolicies contained on each Internet site that you use.<\/p>\n\n\n\n MINORS<\/strong><\/p>\n\n\n\n Minors (persons under the\nage of 18, although the age of majority may vary in other jurisdictions) are\nnot eligible to use the website or services unsupervised, and we request that\nminors do not submit any personal information to us. If you are under the age\nof majority in your jurisdiction, you may only use the website or services in\nconjunction with and under the supervision of an adult. Met-Core does not\nknowingly collect personal information from minors.<\/p>\n\n\n\n GOVERNING LAW<\/strong><\/p>\n\n\n\n You agree that your access to and use of the Met-Core website, including this Policy, and services is governed exclusively by the laws of the Province of Ontario and the federal laws of Canada applicable therein (excluding conflicts or choice of laws principles).<\/p>\n\n\n\n CREDIT REPORT NOTICE<\/strong><\/p>\n\n\n\n You acknowledge and agree\nthat affiliates and non-affiliated third parties, including debt companies, and\nother persons or organizations to which we have disclosed your personal\ninformation in accordance with this Privacy Policy, may request a credit report\nfor any legitimate purpose associated with your application [for credit,\nextending credit, modifying the terms of your credit agreement, or collection\non your account.]<\/p>\n\n\n\n This Policy was last\nupdated on February 28, 2020. We reserve the right to change this Privacy\nPolicy at any time.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" This Privacy Policy (\u201cPolicy\u201d) describes the personal information that Met-Core Financial Services Inc. (\u201cMet-Core\u201d, \u201cwe\u201d, \u201cus\u201d or \u201cour\u201d) collects from or about you when you use our website and our services, how we use that information, and to whom we disclose it. \u201cPersonal information\u201d means any data that identifies a user as an individual or … <\/p>\n
\n716 Gordon Baker Rd Unit 100,\nNorth York, ON M2H 3B4<\/p>\n\n\n\n